The Cat's Out of the Bag

Or, someday soon, the bun will be in the oven???

At 42, my husband of 34 and I have decided to have a BABY!!! I am so excited and pretty darn obsessed about the whole idea. We have finally told almost everyone in the family and no longer have to keep it under the table. No..I'm not pregnant yet but hope to be any month now. If we could just get this whole ovulation thing down.

Anyway, just wanted to shout to the world..... WE ARE TRYING! WE ARE TRYING! Can't wait for the post to annouce the conception.

Shorty Got Low, Low, Low....

I was just telling my mom the other day that I think we aren't or weren't really in a recession. I honestly think the media has created this so-called "Recession". I didn't really feel impacted by it until recently. Kelley and I have more credit cards than we need. Several have balances and all were no where near the credit limits.

Over the last 4 months, every single one of our credit card companies has lowered our credit limit to just above our balance amount!!! This really ticks me off! Not because I want to have a bunch of credit cards with high limits but because it completely messes with my credit score and then causes us to be at a higher risk of going over our limit. Seriously, one company lowered are limit so close to our balance that it will only take one finance charge to tip the scale...then they have the right to increase our interest rate. Such a market these companies have!!!!

I say DOWN WITH CREDIT CARDS!!!!! Can't wait to finish paying these suckers off!

A Pocket Full-O Change

My niece, Kayla, gave me this bank a couple of years ago. Or, she may have given it to Mema and then Mema passed it on to me..who knows? Anyway, I have the bank.

I had saved some change in it and then dumped it for some unknown event or occasion. Last year, Kelley and I began putting our pocket change in it. Our intention was to fill it to the rim, see how much we had, and then decide what to do with the money.

We recently decided to take advantage of a trip to China next March that my company is offering at a discount. Well, on my bus ride home yesterday, I had this bright idea. Instead of letting the change sit in the bottle earning no interest, why not put the money in savings and let it at least earn a few dollars in interest. I know, I know.. with today's interest rates, we're really not missing much. Either way, I was interested to see how much we had saved.

As soon as I got home, I promptly dumped the bottle to retrieve the dollar bills that had accrued. (Yep.. we threw in a few dollar bills here and there.) I was so excited to see that we had saved $39.00 in bills. Wow! That's $3 a month! So, then, Kelley and I head off to the nearest Kroger to find one of those coin machine thingies.

I am excited to announce that we actually had $225 in coins in the bottle!!! And it wasn't even half full!!! We are so excited that we have made an even bigger committment to save our change. Who knows? Maybe next year we'll double our money.